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Percent Consumer ABL Note

PercentPublic FundFintech

About

Percent consumer asset-backed lending note offering 11.8% APY on a 12-month term. Backed by a diversified pool of consumer installment loans originated by 5 partner lenders. Monthly interest payments with first-loss protection from originator equity.

AI Investment Summary

Consumer asset-backed note at 11.8% APY with monthly interest. 12-month term backed by diversified consumer installment loans.

Structure

Private Credit Note

Stage

Public Fund

Accreditation

Accredited Investors

Liquidity

Illiquid

Geography

United States

Revenue

revenue generating

Total Investors

380

Green Flags

  • 11.8% APY — attractive yield
  • Monthly interest payments
  • First-loss protection from originator equity
  • Diversified across 5 lenders

Risk Flags

  • Accredited investors only
  • Consumer default risk in recessions
  • Not FDIC insured
  • Illiquid for 12 months

Minimum Investment

$500

Max: $250K

Lock-up Period

12 months

Tags

private-creditconsumer-lendingasset-backedfixed-income
Invest on Percent

LISTED

2026-02-22