Groundfloor 12-Month Signature Note
About
Groundfloor 12-Month Signature Notes deliver 8.5% fixed annual yield with monthly interest payments. Backed by real estate collateral across 5,800+ projects. SEC-qualified under Regulation A. Notes returned $8.4M in interest to investors in 2025 alone. Over $2.2B in total loans originated.
AI Investment Summary
Groundfloor's 12-Month Signature Note offers 8.5% fixed yield with monthly interest payments. $2.2B+ in total lending across 5,800+ projects. Zero investor fees. SEC-qualified for all investors.
Structure
Real Estate Debt Note
Stage
Public Fund
Accreditation
Open to All
Liquidity
Semi-Liquid
Geography
Nationwide
Revenue
profitable
Total Investors
20,000
Green Flags
- 8.5% fixed annual yield
- Monthly interest payments
- $1,000 minimum — no accreditation required
- $8.4M returned in interest in 2025
Risk Flags
- Not FDIC insured
- Real estate loan default risk
- Locked for 12 months — no early withdrawal
- Higher default rate than some competitors
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Lock-up Period
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Tags
LISTED
2025-01-01